Siding Insurance Claims in San Diego, CA
Homeowner's insurance typically covers sudden, accidental damage from covered perils. Wear-and-tear and maintenance failures are excluded. Review your policy's exclusions carefully and consult your insurer before filing any claim.
Typically Covered
- ✓ Sudden damage from covered perils
- ✓ Emergency repairs after covered event
- ✓ Property damage from accidental causes
Typically NOT Covered
- ✗ Wear-and-tear and maintenance failures
- ✗ Pre-existing conditions
- ✗ Code upgrades required by the claim
Before You File a Claim
Document all damage with photos and video immediately. Contact your insurer to open a claim and get a claim number before starting any repairs. Request that your contractor be present during the adjuster's inspection so scope and pricing can be confirmed on the spot.