How to Choose a Roofing Contractor in Terrebonne, QC

In Quebec, roofing contractors must hold a valid license from Rébilitation Québec (RBQ), the province's construction industry regulator. Before contacting any contractor, confirm their RBQ license number on the RBQ public registry. A licensed contractor demonstrates they've met training requirements, liability insurance standards, and are accountable to the regulatory body—critical protection for homeowners in Terrebonne.

Always ask for the contractor's RBQ license number upfront and verify it yourself on the RBQ website (www.rbq.gouv.qc.ca). Unlicensed contractors may appear cheaper, but you have no recourse if the job fails or someone is injured on your property. Licensed contractors in Terrebonne typically charge CA$8,000–CA$15,000 for a standard asphalt shingle roof replacement, depending on pitch and complexity.

A legitimate roofing contractor must carry general liability insurance (minimum CA$2 million recommended) and proof of workers' compensation coverage with CNESST (Commission des normes, de l'équité, de la santé et de la sécurité du travail). Request certificates of insurance directly from their provider, not copies provided by the contractor—this confirms active, current coverage.

Liability insurance protects you if the contractor damages your home or a neighbor's property during the job. Workers' compensation coverage ensures that if a worker is injured on your roof, you're not liable for medical costs or lost wages. In Terrebonne, where residential roofing is common, this is non-negotiable. Never proceed without documented proof.

Obtain at least three independent quotes from different contractors. A legitimate quote includes the specific roofing material (asphalt shingles, metal, cedar shake), labor costs, timeline, warranty terms, and cleanup responsibilities. Avoid selecting based solely on price; the lowest bid often reflects lower-quality materials or corners cut on installation.

When comparing quotes, ensure each contractor is pricing the same scope of work. For example, are old shingles being disposed of properly, or is there an extra fee? Does the quote include flashing repair, ventilation inspection, or wood replacement if rot is discovered? In Terrebonne's climate, proper ventilation and flashing are critical to prevent ice dams and water damage. A detailed quote protects both you and the contractor by setting clear expectations.

If your roof damage is covered by your homeowner's insurance, your claim will typically include a deductible (usually CA$250–CA$1,000). Many Terrebonne homeowners mistakenly ask contractors to "absorb" the deductible by inflating the invoice—this is insurance fraud and can void your policy. Reputable contractors will not participate in this practice.

If your insurance company sends an adjuster, rely on their assessment of damage and coverage. A qualified contractor will work with your insurance to document the damage properly and communicate directly with the adjuster if needed. Always report the true cost of repairs to your insurer and pay your deductible directly. This protects your coverage and keeps your contractor on solid legal ground.